Crowe LLP

Crowe LLP is one of the largest public accounting, consulting, and technology firms in the United States. Under its core purpose of “Smart Decisions. Lasting Values.TM” Crowe uses deep industry expertise to provide services to more than 450 insurance clients.

Crowe LLP
40 Main Street, Suite 300
Burlington, VT 05401-4958
802 865 9300


Crowe LLP is a public accounting, consulting, and technology firm that combines deep industry and specialized expertise with innovation. By listening to our clients, we learn about their businesses and the challenges they face. Our dedicated teams strive to deliver exceptional client service while upholding our core values and strong professional standards.

Insurance companies are an important component of our industry segments. Crowe has more than 50 years of experience serving insurance clients with professionals who have a deep specialization delivering external audit, tax, and risk consulting services specifically to the insurance industry.  

Our insurance clients represent all types of companies including risk retention groups, single parent captives of Fortune 500 companies, joint underwriting associations, mutual insurance companies, reciprocals, cell structures, association and group captives, public entity risk pools and traditional commercial insurers.

Audit Services

Crowe’s excellent reputation within the insurance industry and with industry regulators is based on a long track record of providing comprehensive and cost-effective audit solutions, and on decades of experience in financial services. Crowe focuses on solving the key accounting issues faced in insurance companies and helping improve the integrity of their financial reporting processes.

Crowe uses a stringent internal review process to assess the quality of each audit prior to issuing reports, and incorporates innovative technologies to enhance audit efficiency, facilitate collaboration, and reduce disruptions, while offering a comprehensive array of assurance solutions.

Tax Services

Crowe has an extensive and diverse tax practice and specializes in providing leading-edge tax compliance and tax advisory services to our insurance clients.  Our team constantly monitors legislative and Internal Revenue Service (IRS) regulatory changes and informs our clients on issues that specifically affect their business.  We also understand and appreciate the special nature and unique planning opportunities that arise in the insurance industry.  Value-added tax consulting requires an intimate knowledge of insurance accounting principles. As such, our tax professionals are trained to understand all aspects of the insurance industry, including GAAP, NAIC statutory accounting principles (SAP) and IFRS accounting.  Our tax professionals work closely with the members of our auditing department to ensure a coordinated and well-rounded approach to advising our insurance clients on all matters affecting their financial and regulatory reporting requirements.

Risk Consulting Services

Crowe performs a variety of services to the insurance industry including the following:

  • IT systems audits and reviews
  • Internal control reviews in accordance with Model Audit Rule and SEC requirements
  • Unclaimed property services
  • Cybersecurity assessments, implementation and penetration testing
  • Enterprise risk management and capital adequacy
  • Assistance with regulatory examinations

Areas of specialisation​:​

  • Audit & Assurance
  • Tax Consulting & Compliance
  • Risk Consulting


  • USA
  • Cayman Islands
  • Bermuda

Erin Hackett, CPA, ACI
Audit Manager

Erin specializes in audit services for insurance companies with a variety of clients including single parent, reciprocal and sponsored cell captives, risk retention groups, and traditional insurance companies.  Erin has deep understanding of both GAAP and Statutory financial statement reporting and assists clients in all phases of the audit process.

Daniel J. Kusaila, CPA

Dan has a deep understanding of all tax aspects of insurance companies. His areas of concentration include FATCA, federal and state tax compliance and planning, structuring of off-shore and on-shore insurance companies, mergers, acquisitions & reorganizations, private letter rulings, federal excise tax compliance, GAAP and Statutory financial statement reporting.

Michele Sullivan, CPA, CRMA

Michele focuses exclusively on the financial services industry sector. She advises clients on improving compliance, governance and risk management programs, and designing solutions to improve practices and strategies.  Michele is responsible for strategic direction, tactical execution, change management, and client satisfaction for many large financial services clients.