20 May 2019Analysis

First crumbling foundation repaired with help of Connecticut captive


The first Connecticut home with a crumbling foundation due to pyrrhotite has been repaired, thanks to funding from a captive insurance company set up by the Connecticut General Assembly in 2017.

Kevin and Aisling McCloskey received a grant of $175,000 from the captive, Connecticut Foundation Solutions Indemnity Company (CFSIC), to cover the work needed to their basement.

Homes in northeastern Connecticut face crumbling basement walls due to pyrrhotite, according to the Connecticut Coalition Against Crumbling Basements. Pyrrhotite is an iron sulfide that reacts naturally with oxygen and water.

The coalition added that pyrrhotite exposed to oxygen and water reacts and causes swelling and cracking, leading to its deterioration. The damage is said to be irreversible, with no known repairs.

Over 35,000 homes in the north, east, and central parts of Connecticut are facing this potentially devastating issue due to the presence of a naturally occurring iron sulfide originating from a quarry in Willington, CT.

80 homes are expected to have their foundations replaced with funds from CFSIC so far.


More on this story

Analysis
11 July 2019   Connecticut governor Ned Lamont has signed new crumbling foundations legislation enabling the state-owned captive Connecticut Foundation Solutions Indemnity Company (CFSIC) to help homeowners affected by problems related to pyrrhotite.

More on this story

Analysis
11 July 2019   Connecticut governor Ned Lamont has signed new crumbling foundations legislation enabling the state-owned captive Connecticut Foundation Solutions Indemnity Company (CFSIC) to help homeowners affected by problems related to pyrrhotite.