Isle of Man

The Isle of Man is a mature captive jurisdiction having authorised its first captive in 1981. With its close links to London and a broad regulatory framework, it is an ideal location for those organisations seeking to establish their own insurance companies

[Last updated: 28/07/16]  
Regulatory contact:
Wendy Sayer
Address of regulator
Isle of Man Financial Services Authority
Finch Hill House, Bucks Road, Douglas
Isle of Man, IM99 1DT
Telephone Number
+44 1624 646000
Email Address
info@iomfsa.im
Website
www.iomfsa.im

Name of Captive Legislation
Insurance Act 2008
Insurance Regulations 1986 (as amended)
Insurance (Protected Cell Companies) Regulations 2004
Insurance (Incorporated Cell Companies) Regulations 2011
Insurance (Limited Partnership) Regulations 2004

Year Legislation Passed
See above

Recent Amendments
None

Do you allow Cell Captives?
Yes

Total Number of Licenced Captives  
114 –standalone
3-cells

Number of Risk Retention Groups or Group Captives
None

Number of Single Parent Captives
111

Number of Cell Captives
3

Number of licences granted in the past year (2015 calendar year)
2

Approximate (or Average) length of time to process a new captive  
10-12 weeks

Captive tax rates  
0%

Minimum capitalisation rate  
No minimum rate
 
Application fees
Captive-£2,380
PCC core or ICC-£2,380
IC or each cell-£1,190

Authorisation fees
Captive-£5,115
PCC or ICC-0.2% of net written premium subject to a minimum of £600 and a maximum of £5,115 per cell per year

Industry sectors best represented in the domicile  
Diversified in various industries e.g. energy, construction, aviation, shipping, logistics, retail to name a few.

Top uses for captives in the domicile
Market is diversified and covers most aspects of insurance coverage available.

Total premiums received by the Captives
£1.43billion

Total value of assets under management
£6.26billion

Captive Insurance Managers registered to conduct business in domicile
Aon Insurance Managers (Isle of Man) Limited-28
Castletown Insurance Services Limited- 13
Charles Taylor Insurance Services (IOM) Limited-2
Equiom Insurance Management Limited-1
Isle of Man Insurance Management Limited-1
Marsh Management Services Isle of Man Limited-25
R&Q Insurance Management (IOM) Limited-2
SIGCo Management (IOM) Limited-1
Thomas Miller (Isle of Man) Limited -6
Thomas Miller Captive Management Limited-9
Trexx Insurance Management Limited-1
Willis Management (Isle of Man) Limited -20
Self managed- 8