ClearPoint Health captive platform launched

ClearPoint Health, a medical stop-loss captive & employer services platform, has been launched by a diverse group of clinicians, underwriters, technologists, and risk management experts, led by co-founder & chief executive Jeb Dunkelberger.

The platform is focused on catering to benefit advisors and small to mid-sized employers. According to its creators ClearPoint’s platform offers a powerful vehicle to empower more employers and benefit advisors to transition their employer health benefits to one of the most transparent, affordable, and clinically integrated insurance programs in the market.

ClearPoint’s captive platform is designed to service employers ranging from 10 to 1,000 employees as well as partner directly with benefit advisors. Members using the ClearPoint Health Platform can dynamically elect and shop their preferred service partners, including third party administrators, pharmacy benefit managers, networks, clinical cost management and clinical quality Improvement enhancers, and more. With a focus on the advisor-employer relationship, ClearPoint offers full transparency on all fees, progressive stop-loss programs, root-cause claims analytics and intelligence, as well as an advisor-first approach to marketing and employer engagement, it said.

ClearPoint added that its entrance into the medical stop-loss marketplace comes as captives enter a new era of growth, with broadening commercial market adoption led by the continued migration of employers seeking refuge from fully insured and level funded insurance products, shifting to more transparent and affordable self-funded arrangements.

“Ask any employer offering health insurance and you’ll hear that we’ve already reached a financial breaking point.” said Dunkelberger. “Today’s captives have trailblazed a new model for employer-sponsored insurance, but unfortunately still leave material value on the table due to a continued reliance on reactive clinical point solutions over a holistic, predictive, and integrated approach to quality and cost management – we’re here to introduce a new standard to the market.”