Honigman LLP

Honigman is an Am Law 200 full-service, general business law firm with more than 350 attorneys across the country in Chicago, Michigan (Ann Arbor, Bloomfield Hills, Detroit, Grand Rapids, Kalamazoo and Lansing), and our newest office in Washington, D.C. Our lawyers counsel clients on complex issues in more than 60 areas of law. For more information, visit www.honigman.com.

Honigman LLP
2290 First National Building
660 Woodward Avenue
Detroit, MI 48226-3506
(313) 465-7000


Honigman's Captive Insurance Practice Group has been actively involved in the development of alternative risk financing strategies since 1975. These include programs providing coverage for professional liability, errors and omissions liability, general liability, workers compensation, products liability, directors and officers liability, and specialized products, such as environmental impairment liability, and government program compliance fines and penalties exposure.

Our approach to developing alternatives to commercial insurance and traditional risk financing is innovative and successful. Honigman's involvement in a broad range of programs has provided insight into the advantages and disadvantages of many alternative models and their legal implications under U.S. state and federal law. Our attorneys also possess knowledge of the commercial insurance environment, cross border transactions and the unique tax issues faced by captives and their owners and insureds.

The alternative risk financing programs with which we are associated include self-insurance trusts; captive insurance companies; risk retention groups; reciprocal, mutual, stock and segregated cell companies; and "rent-a-captive" facilities. They range from single owner, fronted programs to programs involving multiple unrelated owners providing insurance on a direct-issue basis to the owners and certain non-owners. We have experience in the leading domiciles, including Bermuda, the Cayman Islands, Vermont and South Carolina. We currently represent more than 200 active captive insurance programs.

The services we provide to captive insurance programs include:

  • Domicile selection and vehicle evaluation for the program and corporate structure
  • Tax strategies and issues for vehicle, insureds, and owners
  • Representation in tax audits and controversies
  • State regulatory issues
  • Development of insurance programs, including corporate documents and corporate policies
  • Insurance coverage disputes
  • Insurance policy review and interpretation

Julie E. Robertson
Leader, Insurance Practice Group

Ms. Robertson concentrates her practice in the area of alternative risk financing and possesses more than 20 years of experience in representing businesses (both taxable and tax-exempt) across the country in connection with their alternative risk programs. Ms. Robertson has been recognized in The Best Lawyers in America since 2007 for Health Care Law and Insurance Law and by Captive Review as a Power 50 Captive Insurance Professional since 2021.

William O. Hochkammer

Mr. Hochkammer has nearly 50 years of experience in the firm’s legal practice relating to alternative risk financing vehicles, including the formation and representation of captive insurance companies. He has been involved in alternative risk financing since 1974. Mr. Hochkammer has been recognized in The Best Lawyers in America since 1991 for Health Care Law and Insurance Law.