Two Rock Insurance Management Ltd.

Two Rock Insurance Management Ltd. is an independent insurance manager providing accounting, underwriting management and risk consulting services to captives and insurance companies in Bermuda. Two Rock was formed in 2011 and boasts a wealth of experience in creating and developing effective solutions to both simple and complex business needs. With an established team that consistently provides the highest levels of knowledge and support, Two Rock has grown by reputation alone and currently manages $150 million in premium.

Two Rock Insurance Management Ltd.
Mailing address: Suite 551, 48 Par la Ville Road, Hamilton HM 11, Bermuda
Registered address: 19 Hidden Cover, Smiths HS01, Bermuda
Telephone: +441 535 1539


Developing one-to-one relationships with clients is critical to providing the necessary insurance services and support. The role of Two Rock is clearly client driven. Our staff are skilled in all aspects of insurance management, including:

  • Feasibility and company formation
  • Financial reporting
  • Underwriting services
  • Corporate administration
  • Risk consulting, including Solvency II compliance

Areas of specialisation​:​

We also offer our Segregated Accounts Company for those seeking the advantages of a captive without having to form their own. These benefits include:

  • Recapture of underwriting profit and investment income;
  • Broader coverage and coverage for difficult/uninsurable risks;
  • Flexibility in program design;
  • Access to reinsurance markets;
  • Reduced insurance program and operating costs.
  • Faster start up;
  • No need to run-off a legal entity in the event an alternative risk financing method is chosen in the future


Insurance risks written and managed include the following domiciles:

  • USA
  • UK
  • Europe
  • Canada
  • Asia
  • South Africa

M. Page Rouse, President
Tel: 441 535 1539
Principal address: Cumberland House, One Victoria Street, 5th FL
Mailing address: Suite 551, 48 Par la Ville Road
Hamilton HM 11, Bermuda


Page has over 30 years of experience in the Bermuda insurance market providing risk consulting, underwriting management, and financial services. Page has extensive experience in worldwide insurance and reinsurance markets, including the structuring, modeling, and pricing of alternative risk transfer solutions with a strong focus on captives.

Page is the founder of Two Rock Insurance Management Ltd. and is responsible for the overall management, marketing and development of Two Rock’s captive portfolio, including alternative risk transfer programs and rent-a-captives/SAC facilities.

Page is an active member of the captive community and has serves as Executive Member of the Bermuda Insurance Manager’s Association and Director of the Bermuda Captive Owners Association.


Tim has over 30 years of experience in auditing and information technology, specializing in the development and on-going management of underwriting, financial, and regulatory/compliance reporting functions in all major insurance domiciles. Tim has developed and maintains strategic management solutions for Bermuda, U.S. and Lloyds operations for listed commercial insurers (General Ledger, Insurance/Reinsurance Systems, integration and reporting, and Human Resources).