Adjoint builds next generation software using distributed ledger technology, smart contracts and real-time connectivity.   Our fully transparent, efficient, and secure treasury platforms help insurers eliminate manual process delays, improve data security and collection to ultimately focus on delivering strategic value.

Spaces, CityPoint
1 Ropemaker St
+44 207 153 1138


Adjoint is a product and research-focused distributed ledger technology company that offers flexible, scalable, best-in-class solutions for global finance to streamline their processes. We empower finance teams and enable technological advancement through platforms that securely exchange value and automate business processes.

The Adjoint Treasury product achieves transparency, data security, and efficiency for intercompany lending and cash management for Fortune 500 companies. Using APIs, we integrate with companies’ existing systems and bank accounts, to instantly record transactions.  Our platform creates cost and time savings while delivering real time end-to-end processes.  

The company has recently received two Wealth & Finance 2019 FinTech Awards- "Best for Enterprise Process Control Blockchain Technology 2019 & Best Distributed Ledger Technology: Adjoint Uplink".

Areas of specialisation​:​

  • Captive insurance renewal portal
  • Real-time intercompany payments and settlements
  • Intuitive, flexible intercompany loan platform


Services available globally with offices in:

  • London
  • Boston
  • New York
  • Zurich

untitled-11.jpgHavell Rodrigues is the CEO and Co-Founder of Adjoint Inc., a Boston and London based enterprise DLT company.  
Havell has over 20 years of experience in the Finance industry, having worked at several FinTech startups and at a hedge fund in Boston. He can be reached at

untitled-10.jpgRichard Magrann-Wells is the Head of North America for Adjoint and based in New York City.  He is a lawyer with three decades of experience in banking, capital markets and insurance.  Richard has lead teams at Citibank, Wells Fargo, Merrill Lynch and Willis Towers Watson.  He is a frequent contributor to such publications as American Banker, Captive International and others and a regular speaker at financial innovation conferences.  Richard has his MBA from New York University, JD from UC Hastings, and LLM in financial regulation from Boston University. He can be reached at

untitled-12.jpgSomil Goyal is an experienced business executive with a background in banking, financial services and insurance. He is the COO of Adjoint, a leading provider of innovative technology products to multinational enterprises. Adjoint was recently selected for Best Enterprise Process Control Technology in 2019. Somil has worked in leadership roles at Deutsche Bank, EY and Deloitte across the globe. Somil is based in London and leads Adjoint's relationships with global clients in insurance and multinational corporate sectors. He is a regular speaker at leading treasury and insurance events such as Eurofinance and European Captive Forum. He can be reached at

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