​Merlinos & Associates

​Merlinos & Associates

​In the past decade, Merlinos & Associates has assisted in the formation and operation of more than 200 alternative risk transfer mechanisms, including captives, risk retention groups, self-insurance funds, and workers’ compensation trusts.

​​Merlinos & Associates
3274 Medlock Bridge Road
Peachtree Corners, Georgia 30092
United States


Merlinos & Associates is a property, casualty, health, disability, and life actuarial consulting firm founded in 1988, currently serving clients in the U.S. and internationally.  With more than 50 actuarial professionals, we are one of the largest independent actuarial firms in the United States. 

  • 34 credentialed actuaries (FCAS, FSA, ACAS, ASA), 17 actuarial analysts.
  • 26 P&C credentialed actuaries under one roof.
  • The most in any consulting office in the U.S.
  • 50% of our credentialed actuaries worked at P&C, health, and life insurance companies and/or reinsurance companies prior to joining Merlinos.
  • Top 10 P&C actuarial consulting firm based on P&C loss reserves of the insurance companies for whom we provide a Statement of Actuarial Opinion.

In addition to actuarial designations, our staff includes consultants with the following credentials:

  • Chartered Property Casualty Underwriter (CPCU)
  • Certified Specialist in Predictive Analytics (CSPA)
  • Associate in Risk Management (ARM)
  • Chartered Financial Analyst (CFA)
  • Chartered Enterprise Risk Analyst (CERA)
  • Associate in Loss Control Management (ALCM)
Merlinos is headquartered in Peachtree Corners, Georgia, with satellite offices in Indianapolis and Raleigh. 

Areas of specialisation​:​

We deliver traditional actuarial services to a wide range of domestic and international clients, including primary insurers, reinsurers, municipalities, state insurance departments, law firms, examination firms, audit firms, agencies, self-insured entities and groups, captives, and risk retention groups.  We handle virtually all lines of property, casualty, health, and disability insurance.  In addition, we offer a wide range of expanded services, including predictive analytics, monitoring and evaluation of financial conditions of insurers, actuarial feasibility studies, cash flow funding analyses, analyses of reinsurance treaties and risk transfer issues, ratemaking, product management, strategic planning, Annual Statement Schedule P compilation, litigation support, public policy development, environmental and asbestos analysis, and self-insurance & risk management strategies.
The breadth and depth of our experience consulting to insurers, regulators, and various types of alternative market entities sets us apart from our competition.  Roughly one-third of our work is related to each of these three broad segments of our client base, and this diversity allows our consultants to understand the insurance industry from multiple perspectives.  Our clients benefit from this multifaceted understanding.  In addition, working primarily from one physical location contributes greatly to our ability to efficiently utilize all the expertise in our firm.

  • USA
  • Caribbean

rosemarywickham-1-.jpgRosemary Wickham, FCAS, MAAA
Principal and Senior Consulting Actuary

Rosemary Wickham is one of the leaders of our alternative risk transfer consulting practice. She has provided actuarial consulting for more than 28 years. Much of her career has focused on providing the development of rates structures and rates, and annual renewal rate studies for captives and risk retention groups.

paulmerlino-1-.jpgPaul Merlino, ACAS, MAAA, CFA
President and Senior Consulting Actuary

Paul Merlino is the president of Merlinos & Associates and one of the leaders of our alternative risk transfer consulting practice. He has provided actuarial consulting for more than 35 years. He has provided rate development and reserve analyses to numerous captives, risk retention groups, and other self-insured entities.

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