Honigman Miller Schwartz and Cohn LLP is a leading business law firm serving clients locally, nationally and internationally. We counsel clients on complex legal issues in more than 50 areas of legal practice and pride ourselves on understanding our clients’ businesses, and being exceptionally responsive to their business goals and needs.
Honigman's Captive Insurance Practice Group has been actively involved in the development of alternative risk financing strategies since 1975. These include programs providing coverage for professional liability, errors and omissions liability, general liability, workers compensation, products liability, directors and officers liability, and specialized products, such as environmental impairment liability, and government program compliance fines and penalties exposure.
Our approach to developing alternatives to commercial insurance and traditional risk financing is innovative and successful. Honigman's involvement in a broad range of programs has provided insight into the advantages and disadvantages of many alternative models and their legal implications under U.S. state and federal law. Our attorneys also possess knowledge of the commercial insurance environment, cross border transactions and the unique tax issues faced by captives and their owners and insureds.
The alternative risk financing programs with which we are associated include self-insurance trusts; captive insurance companies; risk retention groups; reciprocal, mutual, stock and segregated cell companies; and "rent-a-captive" facilities. They range from single owner, fronted programs to programs involving multiple unrelated owners providing insurance on a direct-issue basis to the owners and certain non-owners. We have experience in the leading domiciles, including Bermuda, the Cayman Islands, Vermont and South Carolina. We currently represent more than 150 active captive insurance programs.
Julie E. Robertson
Chair, Insurance Department
Ms. Robertson concentrates her practice in the area of alternative risk financing and possesses more than 15 years of experience in representing businesses (both taxable and tax-exempt) across the country in connection with their alternative risk programs. Ms. Robertson has been recognized in The Best Lawyers in America from 2007 through 2013 for Health Care Law and Insurance Law.
William M. Cassetta
Mr. Cassetta has worked for more than 30 years extensively in the areas of insurance and alternative risk financing for health care providers and provides on-going representation to numerous captive insurance companies affiliated with health care providers throughout the country. Mr. Cassetta has been recognized in The Best Lawyers in America from 2003 through 2013 for Health Care Law and Insurance Law.
William O. Hochkammer
Mr. Hochkammer has nearly 40 years of experience in the firm’s legal practice relating to alternative risk financing vehicles, including the formation and representation of captive insurance companies. He has been involved in alternative risk financing since 1974. Mr. Hochkammer has been recognized in The Best Lawyers in America from 1991 through 2013 for Health Care Law and Insurance Law.