Missouri is the premier captive domicile in Mid-America with more direct flights in and out of the state than most major captive domiciles. With an experienced staff, low examination cost, and flexible laws allowing individualized company regulation, the Captive Program of the Missouri Department of Commerce and Insurance has the ability to provide the level of regulation needed for nearly any situation.

[Last updated: 27/07/21]
Regulatory contact:
Sam Komo
Captive Program Manager
Address of regulator
301 W. High Street, Suite 530
Jefferson City, MO 65101
Telephone Number
Email Address

Name of Captive Legislation
Missouri Captive Insurance Company laws
Year Legislation Passed
Recent Amendments
2009 Conversion to a reciprocal captive insurer and other technical changes
2013 Sponsored Captive Cell Insurance Companies 
Do you allow Cell Captives?
Total Number of Licenced Captives 
51 as of 2020
Number of Risk Retention Groups or Group Captives
0 Risk Retention Groups (RRG’s are regulated as a traditional insurance company)
1 group captive (Association)
Number of Single Parent Captives
37 Pure Captives
2 Branch Captive
10 Special Purpose Life Reinsurance Captives (SPLR)
Number of Cell Captives
Number of licences granted in the past year
2 (2020 Calendar Year)
Approximate (or Average) length of time to process a new captive 
30 days for Pure, Association and Industrial Captives
45-60 days for SPLR Captives
Captive tax rates 
Premium                             Direct                    Assumed
Amount (millions)            Premium             Premium                           
$0-20                                     0.380%                  0.214%
$20-40                                   0.285%                  0.143% 
$40-60                                   0.190%                  0.048% 
$60+                                      0.072%                  0.024%
Minimum capitalisation rate 
Pure Captive                      $250,000
Association Captive         $500,000
Industrial Captive             $500,000
Sponsored Cell Captive $500,000
SPLR Captive                      $250,000
Licencing fees
$7,500 (credited toward premium tax payment)
Industry sectors best represented in the domicile
Consumer Services Industry
Top uses for captives in the domicile
General Liability
Total premiums received by the Captives
2020- 3.2 Billion (including reinsurance assumed)
Total value of assets under management
$9.2 Billion

Captive Insurance Managers registered to conduct business in the domicile
Active Captive Management
AIG Insurance Management Services, Inc.
Aon Insurance Managers USA
Aon Risk Services Central, Inc.
Artex Risk Solumtions, Inc.
Beecher Carlson Insurance Services, LLC
Captive Planning Associates, LLC
Davies Captive Management
Enterprise Risk Strategies, LLC
Forrest T. Jones & Company, Inc.
Innovative Captive Strategies, Inc.
KeyState Captive Management, LLC
Lionheart Insurance Management, LLC
Marsh's Captive Solutions USA
Metzler Captive Solutions
MIJS Captive Management, LLC
M.R. Mead & Company of Missouri, LLC
Risk Services, LLC
Strategic Risk Soultions (West), Inc.
USA Risk Group Americas, Inc.
USA Risk Group of Vermont, Inc.
USA Risk Group (Cayman) Ltd.
USA Risk Group (West), Inc.
William C. Rogers, LLC
Winter-Dent & Company

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